CIT Bank is a great choice for freelancers who are looking for an online-only bank. It offers a range of products, including savings, checking and certificates of deposit.

It is FDIC-insured, charges no fees for account maintenance, and doesn’t charge ATM fees or incoming wire transfers. It also allows you to connect your eChecking account to one of its high-yield savings accounts for a higher interest rate.

In addition to a checking account, CIT also offers a high-yield savings account that requires a minimum deposit of $100. This no-fee option earns 0.40% APY on a monthly basis, but you can increase that to 1.00% APY by making a monthly deposit of at least $100 or maintaining an average balance of $25,000 or more.

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